Charlie Ferrier at Embrace offered fantastic service and support!
Charlie Ferrier at Embrace supported me in a re-mortgage with transfer of equity and I was delighted with the service. Charlie kept me fully apprised of any changes in interest rates, repeatedly finding better deals and making additional savings. I felt she went above and beyond and even liaised with the solicitors involved in the transfer of equity to help clarify where I had questions. I will certainly use Charlie and Embrace for any future needs and recommend their services. Thanks Charlie!

Carl was very welcoming with me and my partner and helped us more then we could imagine, went above and beyond.

We highly recommend and loved speaking with him , thankyou again Abbie and Spencer

A Successful Mortgage Experience!
Our experience was great because attention and guidance was prioritised for our unique circumstances ensuring that the best possible secure outcomes would benefit us in the future.

Richard Pierdziwol…
I cannot recommend Richard Pierdziwol highly enough. From the very first phone call, right through to processing and completion, Richard has been thoroughly professional, supportive and exceptional at what he does.

He is an absolute asset to Embrace Financial Services and someone I will continue to use time and time again in the future. In fact, I was personally recommended to Embrace and within just two weeks I found myself recommending them to someone else — who is now equally impressed. That alone speaks volumes about the level of service provided.

Richard truly listens, is extremely knowledgeable, incredibly organised and refreshingly straight-up. If something isn’t going to work, he will tell you in advance — honestly and clearly — which builds real trust and confidence.

Richard is always positive while maintaining strong professional boundaries. He is meticulous, highly organised and outstanding at multitasking. Watching him work is impressive — even while clicking away at speed, you can practically see the cogs turning as he concentrates, answers questions confidently and keeps everything moving seamlessly.

I have full faith that Richard will always support me to the very best of his ability throughout my mortgage journey, right through to completion. He is simply superb.

I will absolutely continue to give Embrace Financial Services my business and would highly recommend them to all my family and friends.

I’d also like to thank the wider team, who are consistently 100% professional. Whenever I call in, I’m given clear options, my messages are followed through promptly and responses are often the very same day.

Thank you all — truly outstanding service.!

Andy White has been absolutely amazing. As first-time buyers, the whole process felt overwhelming at times, but Andy guided us through everything and genuinely helped us pull through.

He didn’t just help us with the mortgage — he also stepped in when the estate agents were being an absolute pain and helped us navigate the sale. Without Andy’s support and guidance, the process would have most likely come to an end at that stage.

In terms of the mortgage itself, everything was smooth sailing. We were actually approved within a matter of hours, which was incredible. Andy never once made us feel like we couldn’t message him or ask questions.

Communication throughout was super smooth as well, including everything sent through via Embrace, which made the whole process even easier.

We honestly can’t thank him enough and wouldn’t hesitate to recommend him to anyone, especially first-time buyers.